Currently browsing from alexandrite.app an alternative lemmy frontend.

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Joined 1 year ago
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Cake day: August 10th, 2023

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  • I would focus on it the from a different angle. Instead of tracking grocery spending, I would set a number that you aim to not go over for a given month. Based upon the numbers you provided you spend an average of $700 per month on groceries. If you, for example, aimed to start with reducing your by 50% to $350 per month you would save $4400 yearly. That’s a sizable sum of money that you could put towards a vacation or a buttload of smaller purchases.

    As far as how you could go about saving that much, I would advise setting a limit on both how many grocery trips you make and how much you allow yourself to spend on each trip. So lets say you decide on about 4 trips a month (roughly weekly). In that case, spending $80 per trip would safely stay within the budget of $350. There would even be ~$30 leftover for a couple of mini trips for one or a couple items.

    To help stay in the budget, it might be helpful to take a small notepad along and log how much each item costs at as soon as you put it in your cart. You can stretch your dollar further by buying the products that tend to be more out of sight and less convenient. The products that are highly visible like the endcaps of aisles and that are at eye level tend to be the more expensive options since they are usually rented by the brands to get the prime attention real estate. Stores with a less than traditional layout, like Aldi, are also a great way to save since they are usually cheaper and let you get more bang for your buck.

    Another useful practice might be a simple grocery list. After you write it out but before you go in the store, you could order the items based on how important they are to have. Something like sweets < Potato chips < crackers < fruit < veggies < presliced meat < spreads / oils < bread. If it seems like your running total for the trip won’t cover all that’s on your list then you could forgo some of the less important or more expensive items. When calculating the running total keep in mind that there’s usually a ~10% tax on that will be added to the total. So $70 worth of groceries would end being ~$77 after checkout.

    As far as apps, I’ve tried some of them and I found they were too tedious for my taste. Even receipts often obscure what the actually product is your getting with a product shorthand that is illegible. That’s why I have ended up breaking out a smallish notepad for tracking purchases instead of using receipts.

    I guess this comment got a little long winded for lemmy, but oh well.



  • Crypto is a capitalism scam, not an anarchist idea

    Source?

    Also ooh scary buzzwords, that mean nothing in this context.

    You should read up why governments want to regulate currency.

    I might if you link me to some recommend links or sources where I can. My understanding is it is mostly to control the money supply.

    Crypto is a grift like inflated stocks where the last one holding it is the loser.

    Most crypto projects are grifts, I acknowledge that. Even so a few cryptos have actual legitimate use cases like monero.

    But I don’t see how stocks has anything to do with that. Cash is used for MLM scams does that mean I shouldn’t use cash for anything?


  • Some good points there. I would say money is value backed by (state sanctioned) violence while crypto is money backed by a proof of electronic work.

    Ultimately humans create value. Simply using crypto gives it value. Government money(fiat) only has value because people and and organizations agree it has value.

    Monero is a crypto that tries to be like cash in its anonymity and commitment to nontracking. It has legimate and ‘illegimate’ uses just like cash. You can buy VPNs privately with monero or you can buy dark market goods.

    Monero is to cash as lemmy is reddit. Similar to how social media platforms like facebook and reddit are prone to the network effect so is money.







  • The purpose of life is what you make it.

    Society in my area says the purpose of life is to get a job, get married, and have some kids. All of these are optional but each one increases your perceived value to the government and to individual people. Some people work their entire lives conforming to societies expectations for them and still live what they would describe as unfulfilling lives.

    Instead, or in addition to, I would suggest you focus on creating your own purpose. I would describe a purpose as a overarching objective for your life. I’ll list some purposes that you could adopt.

    • Provide companionship for those who you deem deserving.
    • Care for others by providing a stable living environment.
    • Guide people to make informed choices.
    • Help others to use their resources wisely.
    • Inspire peers to think about their purpose in life.
    • Join and help an organized group that has an overarching purpose you want to contribute towards.
    • Entertain other people and yourself.
    • Make something you can share with others.
    • Organize others to help achieve a shared purpose.
    • Form your own opinions on how life should be lived and apply them.

    These are a small sampling of purposes people adopt and you need not limit yourself to one. However be mindful that your attention is limited and each purpose can take a considerable amount of time. With that in mind try to pick goals and activities that help you achieve your purpose(s).

    In pursuing your purpose, you will find moments of happiness. Embrace them. You will also find moments of frustration and anger. Understand why you feel this way and learn to embrace them as well. Understand when your emotions are clouding your judgement and learn to resist it when necessary.

    Happy travels.