As I said to people I know, fun. I have fun setting this up. Its a hobby. I like to search for bargains and build the automations. If you don’t have fun doing it, its usually not really worth it. It gets expensive quick and its kind of a lot of work to research and setup if you want to keep your privacy.
It might. I take the risk. At that point, storage cost will be lower, I’ll just buy a bunch of 20TB drives and build a truenas NAS. In the meantime, I’m satisfied with unraid as I don’t have to spend 2k+ to get 50TB of usable space.