I was under the impression it was primarily " if it isn’t broken, then don’t fix it" levels of tradition.
I could be wrong though, so if someone with more creds than a random internet dweller comes along, feel free to ignore me.
Heck, if you think I’m an idiot, feel free to ignore me :)
Ok, Mr. Moneybags who’s never had an overdraft fee
(JK, I don’t know you or your life, in case the reading comprehensionless mob comes for me)